DeFi Features

Principal-Yield Separation

Estate Protocol lets you separate your investment into two parts:

• One token holds your principal (the base amount you invested)

• Another token holds your monthly yield (rental income)

This gives investors more flexibility. They can hold, sell, or use each part differently. For example, they can sell the yield token for upfront cash or use it in lending markets.

It also allows developers to build advanced DeFi tools around real estate income. This structure turns a stable real estate asset into something flexible, composable, and usable across Web3.

Auto Reinvest

We make your real estate investments to set and forget. Real estate has always been a long term safe investment format. So on Estate Protocol, investors can automatically reinvest their monthly rental income to buy more property tokens. No need to manually claim and purchase again.

This helps users grow their portfolio passively over time.

Lending & Borrowing

Users can borrow USDC by locking their real estate tokens as collateral. This feature is live through our partnership with Metastreet, one of the top credit protocols in the RWA space.

There’s no paperwork, no off-ramping, and no delays. The tokens are held in a trust-backed structure, so lenders are protected while borrowers get instant access to liquidity.

This is a capital-efficient way to stay invested in real estate while using the yield or value to unlock cash. Everything happens on-chain, transparently, and within the legal framework we already operate under.